As your advisor, I work for you.

Clint D. Gharib, C.F.E.
My team and I have compiled a wealth of information in the form of newsletters, articles, calculators, and research reports to assist you with your financial planning.
     I hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation.  My team and I are available to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Many investors take more risk than is necessary to accomplish their goals.  My team and I educate clients on products, strategies and services so that they can confidently make prudent investment decisions.  Our stated investment philosophy is: "Our job is to make our clients money, but it is equally as important, to try to keep them from losing it."  Risk management is paramount to investment success.
     I hope you take advantage of this resource and visit often. Be sure to add my site to your list of "favorites" in your Internet browser. My team and I frequently update the information, and don't want you to miss any developments in the area of personal finance. Experience what it's like to be one of my clients. Contact me today!

Clint in the News
Clint interviewed by ABC-Atlanta, WSB-TV, 8/5/2011 "Stock Market Troubles Worry Investors" 
The Gharib Group was a Gold Sponsor for the LaAmistad 5k in Atlanta, 2/26/2011
11/23/10 Clint was interviewed for the Saving For College article "How to Choose the Right 529 Advisor"
Clint was recognized as a Best Wealth Manager in Atlanta Magazine>>
Clint was interviewed by the Wall Street Journal for the Feb 1, 2010 article "401k's for Solo Businesses.  Read Article>>
Clint was interviewed for the 12/11/2009 issue of the Wall Street Journal's Financial Adviser for the article "Adviser Throws Lifeline to Out-of-Work Client".  Read article>>
 
Newsletters

HOT TOPIC: American Manufacturing: Rebound or Renaissance?

During the last decade, U.S. manufacturing lost millions of jobs to foreign competition. The sector appears to be coming back strong, adding almost half a million jobs since 2010 as productivity rises. This article examines the conditions that originally caused the exodus of U.S. industrial production and those that may bode well for its future.

Investing in the Future

Due to the fiscal struggles of state governments, in-state tuition and fees at public four-year colleges and universities rose dramatically for the 2011-12 school year. The cost of private institutions also continues to increase. This article presents information on the cost of a college education and how a 529 plan may be a helpful savings vehicle.

Averaging Ups and Downs

Stock market volatility was the norm in 2011, and that can be hard on an investor’s nerves. Utilizing a dollar-cost averaging strategy may help even out your portfolio’s ups and downs, as explained in this article.

Small Companies Face Costly Cybersecurity Threats

For many small businesses, the Internet is an important tool, but cybersecuity risks are growing. 40% of all targeted Internet attacks are now directed toward companies with fewer than 500 employees, and just over half of small businesses have a basic cybersecurity plan. This article provides tips to the small business owner about how to shore up their online defenses.

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